Fraud in the execution of documents
Undue influence on a grantor of a deed
False impersonation by someone purporting to be the owner of the property
Errors in surveys
Undisclosed or missing heirs
Wills not properly probated
Misinterpretation of wills and trusts
Mental incompetence of a grantor of a deed
Transfer of title by a minor
Heirs born after the execution of a will
Incorrect legal descriptions
Non-delivery of deeds
Unsatisfied claims not shown on the record
Deeds executed under expired or false powers of attorney
Confusion due to similar or identical names
Dower or courtesy rights of spouses of former owners
Incorrect indexing of land records
Clerical errors in recording legal documents
Delivery of deeds after the death of the Grantor
Owner’s title insurance protects your right to your home. By searching, clearing, and insuring the title to your home before you buy it, your owner’s title policy offers protection for your property for as long as you and your heirs own your home. If ownership of your property ever comes into question, an owner’s title insurance policy protects you from expensive legal problems that could result in the loss of your home.
As property changes hands, mistakes and irregularities—often made long before you expressed interest in the property—can place your ownership in dispute. The seller may have:
● Avoided disclosure of using the property as collateral for an unpaid loan.
● Fraudulently claimed to be the sole owner.
● Failed to pay real estate taxes.
Even a simple mistake in the recording of legal documents, improper execution of legal instruments or the reappearance of undisclosed or missing heirs can result in the loss of your home.