Protecting You and Your Home
Servicing Southeast Tennessee & North Georgia
Copyright © Chattanooga Title, Inc of Tennessee
Offering Title Insurance
When it comes to buying your home, there are many things to look at. Without expert help, it can feel overwhelming and frustrating. Here at Chattanooga Title, we can empathize with you. Fortunately, we’ve worked with thousands of buyers and sellers, providing them with premier title services. We’re not just a company looking for your business. We’re a company that cares about you like you’re family. For us, it means every transaction matters because we want to help you with every avenue we can. Protecting you and your home is one of our biggest services. We offer Title Insurance to keep you and your loved ones protected.
If the ownership of your property is ever challenged, title insurance will defend your possession of the property – and assume the legal costs of that defense – for as long as you and your heirs own the property. What’s more, if any challenge to your property’s title proves to be legitimate, title insurance will pay for your losses, just as your title insurance policy provides.
As property changes hands, mistakes and irregularities – often made long before you expressed interest in the property – can place your ownership in dispute. The seller may have..
⁎ Avoided disclosure of using the property as collateral for an unpaid loan.
⁎ Fraudulently claimed to be the sole owner.
⁎ Failed to pay real estate taxes.
Even a simple mistake in the recording of legal documents, improper execution of legal instruments or the reappearance of undisclosed or missing heirs can result in the loss of your home.
Why Do You Need Title Insurance?
Owner’s title insurance protects your right to your home. By searching, clearing and insuring the title to your home before you buy it, your owner’s title policy offers protection for your property rights for as long as you and your heirs own your home. If ownership of your property ever comes into question, an owner’s title insurance policy protects you from expensive legal problems that could result in the loss of your home.
We diligently search public records for documents associated with the property and provide you with an expert, interpretive view of the impact of all recorded matters on the property’s title. If our title search reveals recorded defects, liens, or encumbrances upon the title, such as unpaid taxes, unsatisfied mortgages, easements, restrictions or other impediments, these are reported to you prior to your purchase of the property. We offer solutions to resolving these impediments so you own your property free and clear at closing.
Get the complete ownership security you need with our four pillars of protection:
Service – The experience and dedication of our full-service, nationwide network of professionals assure you of an expert title search and examination and an accurate, timely closing.
Technology – We hold the industry’s largest collection of real estate-related data, documentation, and public record information. Using comprehensive, intuitive technology tools and rapid communications, our professionals can quickly and securely search and clear property titles.
Security – We’re leaders in combating mortgage fraud to help protect you against those who misrepresent themselves or the property or attempt identity theft.
Trust – Homebuyers trust our passionate commitment to helping consumers understand the steps, fees and requirements of real estate transactions. Our open process and availability to answer all your questions provide the clarity you need about what is often your largest and most valuable purchase.